University of Toronto Mississauga
PA-8: Affordability and Access

1. University of Toronto Advanced Planning for Students (UTAPS) Program:
UTAPS is University of Toronto’s largest need-based support program and covers the financial gap between a student’s actual education costs and the costs recognized by their provincial/territorial government student financial aid program. In other words, UTAPS covers unmet financial need.

Through UTAPS, U of T provides non-repayable grants to students to help cover this financial need gap, or unmet need.

2. Work Study Program:
The Work-Study Program is offered twice each year (fall/winter, and summer); U of T Faculty and Staff supervise the students, and students apply for paid, meaningful, on-campus positions that strengthen skills, deepen knowledge and allows students to explore how academic studies translate into career possibilities.

3. Student Awards:
U of T features an Award Explorer- a centralized, searchable database of thousands of awards from admissions to in-course and graduating awards. Student awards (scholarships and grants) are non-repayable monetary awards issued based on criteria such as merit, financial need, community engagement, leadership and athletic performance. The database holds awards that are funded by the academic divisions, colleges, as well as awards that are centrally funded by the university. Most of the scholarships are awarded to multiple recipients. Students can apply for as many awards as they like, and most awards can be combined with each other.

Awards are available for undergraduate and graduate students, international and domestic students, and black and indigenous students.

Awards Explorer:
https://awardexplorer.utoronto.ca/

4. The Ontario Student Assistance Program (OSAP):
OSAP is a government financial aid program that assists eligible Ontario residents attending postsecondary studies through a combination of loans and grants.

OSAP can help pay for tuition, books and equipment, fees, and childcare, etc.

1. Indigenous Tuition Initiative:
The University of Toronto has created a new Indigenous Tuition Initiative to foster and strengthen relationships between U of T and Indigenous communities in Ontario, across Canada, and in the United States. This initiative includes three programs:

• The U of T Indigenous Tuition Grant covers the cost of tuition in eligible undergraduate and graduate programs for students from the nine identified First Nation communities (Alderville First Nation, Curve Lake First Nation, Hiawatha First Nation, Nation Huronne-Wendat First Nation, Mississauga First Nation, Mississaugas of the Credit First Nation, Mississaugas of Scugog Island First Nation, Mohawks of the Bay of Quinte, and Six Nations of the Grand River)

• Indigenous students from the rest of Canada may be eligible for domestic Ontario tuition fee

• Native American/Alaska Native students from the continental U.S.A. may be eligible for domestic Ontario tuition fee

2. Part-Time OSAP:
Part-time students who are Ontario residents can apply for governmental financial aid through the Ontario Student Assistance Program (OSAP), which assists eligible students through a combination of loans and grants.

Part-Time OSAP can help students who are enrolled in between 20% – 59% of a full course load pay for tuition, books and equipment, fees, and child care expenses. The amount of money a student may receive depends on their educational expenses, course load, and personal financial situation.

3. Childcare Grant:
UTM offers financial support each academic session for qualified full-time and part-time undergraduate and graduate students with childcare provider expenses. These grants are provided through the generous support of all UTM students, in addition to the financial aid available from campus, university and other sources.

DATA USED IS FROM 2020-2021 ACADEMIC YEAR:
https://data.utoronto.ca/wp-content/uploads/2022/05/Facts-Figures-2021_final_v2.pdf

Data for the 2020-2021 academic year was utilized as it was the most recent data available.

We have considered low-income students as students that are granted the Ontario Student Assistance Program (OSAP) and students without loan-debt as students who are not granted OSAP. Additionally, percentage of need met was determined as a result of the University of Toronto Advanced Planning for Students (UTAPS) Program which is the University of Toronto’s largest need-based support program and covers the financial gap between a student’s actual education costs and the costs recognized by their provincial/territorial government student financial aid program. In other words, UTAPS covers unmet financial need.